Merchant Portfolio Buyer

PAYMENTS TECHNOLOGY & ACQUIRING ADVISORY

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Pros and Cons of a Dedicated BIN: How it Affects My Merchant Portfolio

Pros and Cons of a Dedicated BIN: How it Affects My Merchant Portfolio

Merchants have had to rely on bank reports organized around the Bank Identification Number (BIN) because they were unaware of payment analytics. To understand how BINs affect your merchant portfolio and why they are important, you must first understand what they are. That’s why in this article, we’ll discuss what BINs are, their benefits and…

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How Integrated POS and Infrastructure Increases Acquirer Valuations

How Integrated POS and Infrastructure Increases Acquirer Valuations

It’s not difficult to see the appeal of modern systems for business as it has become a critical component for any business in the merchant world. POS systems have evolved to do far more than payment processing, offering a wide array of features that include essential business functions like real-time reporting, inventory management, and improvements…

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Who Owns the Merchant Relationships in My Merchant Portfolio? What Does This Mean for My Business?

Who Owns the Merchant Relationships in My Merchant Portfolio? What Does This Mean for My Business?

In the bankcard industry, there is one question that to this day still has a very complicated answer: who owns the merchant relationships in a portfolio? The answer isn’t straightforward because there are no clear guidelines in places that apply to all situations. Sometimes a bank might own the relationship, while it could be an…

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How do Agent Relationships Affect the Value of My Merchant Portfolio?

How do Agent Relationships Affect the Value of My Merchant Portfolio?

When considering merchant portfolio valuation, acquirers and sellers tend to focus on the risk factor, the size of the portfolio, or the type of merchants in it. However, many fail to account for another significant element: the relationships between agents and the merchant accounts they service. This factor can be more complex to evaluate, as…

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